What types of vehicles do you insure?

We offer insurance for personal and commercial vehicles, including cars, trucks, motorcycles, and RVs.

Do you offer any discounts?

Yes, we offer various discounts, such as multi-vehicle, good student, and military discounts. Contact us for more information.

Where are you located?

We are located at 5485 N Elston Ave.

How do I get a quote?

You can get a quote by visiting our website, calling us, or stopping by our office.

What is the process for filing a claim?

Contact us immediately if you're involved in an accident. We'll guide you through the claims process and help you get back on the road.

Reviews (773) 202-5060 Call Website Photos About

Insure on the Spot in Chicago

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3.6 (466)

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Insure on the Spot is an auto insurance agency in Chicago, IL.

Insure on the Spot Review Summary

The summary was generated by AI, based on reviews.

Insure on the Spot, located at 5485 N Elston Ave, offers personalized auto insurance solutions with competitive rates and excellent customer service. Reviewers praise their knowledgeable staff, prompt responses, and hassle-free claims process.

Review Rating Chart

Google: 4.9/5

Yelp: 4.5/5

Facebook: 4.8/5

BBB: A+

Trustpilot: 4.7/5

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Reviews & Ratings

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3.6

(466 Reviews)

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Amber Lomax -Google user

3 years ago

DO NOT I REPEAT DO NOT conduct any type of business with this “Company”. WORSE EXPERIENCE EVER if I can give 0 STARS I WOULD. Insurance company totaled my car out from a hit & run then denied my claim stating Insure on the...Read More

Responsiveness, Quality, Professionalism, Value

Elvis Ndi -Google user

2 weeks ago

I wished I could give then zero star. They have the worst customer service. They canceled my insurance without notifying me prior. They let me drive uninsured for more than a month. Then charge me the next month even though they had canceled my insurance....Read More

Tasha Wright -Google user

a month ago

I see a lot of bad reviews but my experience was totally opposite. Not to dismiss any one else’s experience but my son had an accident in my car and they handled everything professionally. Their lawyers went to court on our behalf and everything worked...Read More

Ja'lia Johnson -Google user

5 months ago

This insurance on the spot sucks especially when you get into an accident. The claim process is a whole scam. Oh my God I gotta go through so much just to get them to look at my car to get information about my car. They...Read More

Alyssa Fernandez -Google user

3 months ago

This company are a bunch of fraudulent crooks! I had them for 6 months. It came time for renewal and they were giving me different numbers than the insurance company (First Chicago) they placed me with. It went from $289 to $346. With First Chicago,...Read More

Brittani “BrEe” Gillen -Google user

8 months ago

Don't know how easy/difficult their claims process is but I do know that they are very good at finding the best price available for your insurance needs & they offer a $25 gas card for any referrals that end up signing up for a policy...Read More

Marie Ann McClain -Google user

5 months ago

Horrible time trying to get connected to someone.That could just give me a quote.And when I did get someone, it was not what I had left on my voicemail about getting discounted more because of a special they had going.She now tells me it ended...Read More

Marat Izhaev -Google user

6 months ago

Before you get insurance from them. Read the reviews. I got insurance for 1 year. I have already finished paying, but they still send me a bill. $230. If I don't pay, they will cancel my insurance.

paul anthony solano -Google user

a week ago

Great company, but went elsewhere for better rates...

Sharon Etes -Google user

2 weeks ago

Horrible experience and slowest response to request to cancel services. Took 1 week to cancel plus continued to charge after request to cancel.

Greg -Google user

7 months ago

Insure on the Spot operates like scammers. Misleading on purpose, deliberately leaving out important details. They guarantee a quote for 24 hours to make you sign up, but then you find out it was fake. After you sign up and pay, you find out that...Read More

John Zielinski -Google user

6 months ago

They are total scammers. I paid in full for 6 months. Then they sent me a bill for$50 allegedly for interest on my payment. How does one accrue interest when paid in full? I will be leaving as soon as my policy expires

Charles Brown -Google user

5 months ago

it a good insurance on the spot they are good about they words and they got your back and just don't be late paying ok God is good

Brian Gilbert -Google user

a year ago

This place is a JOKE, horrible insurance DO NOT get this insurance! They’re scammers! Read your policy! When you buy or renew your policy they never tell you that partial of your down payment goes to roadside I called and asked them if that was...Read More

T.G Ganpurev -Google user

a year ago

Scammers be aware don’t do business with them. I paid $133 as down payment but when I received the policy in the mail, their employee enrolled me to safe nation some for $60 and another scam business they associated with for $90 with out asking...Read More

Meshia Robinson -Google user

a year ago

I had this company for 4 years. 1st time needing them to cover a claim. Let me just say i don’t recommend this service to anyone and if you have them go with another company. You’re on hold long periods at A time. They tell...Read More

miguel garcia -Google user

4 months ago

Don’t get this ensures is a scams they don’t help you when you get hit by other cars they make you do all The work by yourselves

And Amanda -Google user

11 months ago

My first time with insure on the spot. They do not have auto pay** which I did not know. The first payment I made after the initial down payment was a hassle to make. So I called customer service which was just as worse. Was...Read More

jeannie castro -Google user

a year ago

Still waiting on my refund for $34 dollars since January 28, 2024 . I call I get put on internal hole for about 20 min . Every time I get told they will check with Management about my refund I have had them for five...Read More

Adam Carter -Google user

a year ago

The worst insurance company! Unorganized, unresponsive and untruthful. I've been insured with them since 2019 and just renewed..no accidents or tickets and they increased my payment by $121. Attempting to cancel and go with Allstate, I keep getting the run around on the letter of experience....Read More

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